Homeownership through Habitat for Humanity EKC

Homeownership Criteria

The mission of Habitat for Humanity of East King County is to provide simple, decent, affordable housing to lower-income families on the Eastside.

For families earning less than 50 percent of the areas median income, owning a home in East King County is nearly impossible. Almost one-fourth of Eastside families pay more than 30 percent for housing; overcrowding and substandard conditions are not atypical.

To be eligible for Habitat's homeownership program, applicants must meet the following criteria:

1. Residency

Applicants must live or work in King County for at least one year prior to applying
Applicants from Snoqualmie Valley will be given preference for homes built in Snoqualmie

2. Need

Overcrowding (three or more people to a bedroom)
Unsafe or unsanitary conditions
Paying 30 percent or more of gross income toward rent

3. Ability to Pay

Steady income sufficient to pay a monthly mortgage (approx. $750 per month)
Earn less than 50 percent of the area's median income (see chart below)

Habitat applicants may not exceed
Family of Six	$48,900
Family of Five	$45,500
Family of Four	$42,150
Family of Three	$37,950
Family of Two	$33,700
Family of One	$29,500

4. Willingness to Partner

Work 500 hours on the construction of your home or other sweat equity projects
Participate in homeowner trainings, such as budgeting and home repair
Positively represent Habitat for Humanity in the community

5. First-time Homebuyer

Habitat homeowner applicants cannot have owned a home in the past three years

Our Partner Family Quarterly Newsletter is now available online! Fall 2009 Newsletter.

Habitat for Humanity of East King County's homeownership criteria is available in languages other than English to better serve the diversity of our community. If you would like this information translated into a language not shown here, please e-mail Emily Fortman, Family Services Manager.